Switch Kit

Switch Checking Accounts in 5 Easy Steps

1. Open a new FNCB Bank Checking account in person or online.

• FNCB Routing number: 031303132

2. Stop using your previous checking account.

• Important: Before you close your former bank account(s) allow time for outstanding checks to clear and automatic payments and direct deposits to transition to your new account.
• Determine how much money you will need to leave in your former account to cover these transactions.

3. Move your direct deposits to FNCB Bank.

• Common direct deposits include: Payroll, Retirement/Pension, Social Security, Investment Income, Child Support

4. Transfer Automatic Payments and Withdrawals to FNCB Bank.

• Automated payments can be debit card, ACH or Bill Pay.
• Identify all of your automatic payments and withdrawals. Examples include: Mortgage/Rent, Car Loan/Lease, Phone, Credit Card(s), Utilities, Insurance, TV, Loans, Donations, monthly services.
• Simplify bill payments and save money by setting up Bill Pay in Online Banking.

5. Close your previous checking account.

• For added security remember to destroy unused checks and debit card.
• Be sure all direct deposits have moved to your new account before closing.

Questions? Download the full switch kit and bring it to any FNCB Bank Community Office.

 DOWNLOAD switch kit