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Online Banking

Personal Loans in Pennsylvania

At FNCB Bank, we're committed to providing financial solutions that fit residents' of Pennsylania’s unique needs. We design our loans with you in mind, whether you want to consolidate debt, finance a home improvement project, or cover unexpected expenses. Choose from secured or unsecured loan options tailored to suit various purposes. Apply online or visit one of our 16 convenient locations across Northeastern Pennsylvania to get started. With competitive rates, flexible repayment terms, and a quick approval process, we make it easy to take control of your financial future. We’re ready to make your personal loan experience simply better.

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Personal Loan Features at FNCB Bank:

  • Secured and unsecured loans are available.
  • Convenient financing terms.
  • Competitive interest rates are guaranteed to remain fixed for the loan term.
  • Autodraft feature is available.

Use our Contact Form, call 1-877-879-3622 or find the FNCB Community Office closest to you to learn more about our Personal Loans!

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Secured Personal Loans

If you need a loan with flexible terms and potentially lower interest rates, FNCB Bank offers secured personal loans that could be the right fit for you. Borrow against the value of their assets, such as cars or savings accounts, to gain greater borrowing power. These loans cover larger expenses like home renovations, major life events, or consolidating debt. Enjoy competitive interest rates, customize your repayment plans, and experience peace of mind from working with a trusted local bank. Apply online or visit one of our 16 locations across Northeastern Pennsylvania to unlock the financial flexibility you deserve.

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Unsecured Personal Loans

If you're looking for a loan that doesn't require collateral, FNCB Bank has you covered with our unsecured personal loans. These loans offer a quick and straightforward way to access funds for various needs such as medical expenses, vacations, or even small home improvements. With an unsecured personal loan, you benefit from competitive interest rates and flexible repayment options, all without tying up your assets. Apply online for a speedy approval process, or visit one of our 16 locations across Northeastern Pennsylvania to discuss your financial needs. Experience the convenience and peace of mind of partnering with a trusted local bank.

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How You Can Use Your Personal Loan

Debt Consolidation

If you're grappling with multiple debts, a personal loan from FNCB Bank can be a powerful tool for debt consolidation. Our personal loans allow you to combine various high-interest debts, such as credit card balances and medical bills, into a single, manageable monthly payment at a lower interest rate, saving you money long-term. By consolidating your debt with a personal loan, you can secure a lower interest rate, simplify your financial life, and create a clear path to debt-free.

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Home Improvement

If your home is in need of upgrades or renovations, a personal loan from FNCB Bank can provide the financial boost you need to make those improvements a reality. Our loans offer a straightforward way to finance projects like kitchen remodels, bathroom updates, or landscaping. You can transform your living space without draining your savings with competitive interest rates and flexible repayment options. Apply online for quick approval, or visit one of our 16 locations across Northeastern Pennsylvania to discuss your home improvement goals with our financial experts.

In addition to personal loans, FNCB Bank also offers Home Equity Lines of Credit (HELOCs) as alternative financing options for your home improvement projects. These options allow you to tap into the equity you've built up in your home, often at lower interest rates compared to personal loans. Whether you choose a personal loan or a HELOC for more flexible access to funds, FNCB Bank has a range of solutions to help you invest in your home's future. Visit us online or in-person to explore which option best suits your needs.

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Medical Bills

Medical bills and expenses can be overwhelming, but a personal loan from FNCB Bank can offer a financial lifeline when you need it most. Our personal loans provide a convenient way to cover medical costs such as surgeries, treatments, or even emergency room visits. With competitive interest rates and flexible repayment terms, you can focus on your health and well-being rather than stressing over how to pay your medical bills.

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Unexpected Expenses

Life is full of surprises, and not all of them are pleasant. When unexpected expenses catch you off guard, a personal loan from FNCB Bank can provide the financial relief you need. Whether it's a sudden car repair, a family emergency, or an unplanned trip, our loans offer a quick and efficient way to secure your funds. You can address your financial emergencies without adding undue stress with competitive interest rates and flexible repayment terms. Gain peace of mind and financial flexibility by tackling unexpected expenses with a personal loan from a trusted local bank.

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Other

Personal loans from FNCB Bank aren't just for emergencies or specific expenses; they can also provide financial flexibility for other unique needs or opportunities. Whether you're planning a dream vacation or funding a special occasion like a wedding, our personal loans are available for a variety of purposes.

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Still have questions?

Whether you're wondering about the differences between secured and unsecured loans, curious about interest rates, or simply want to explore repayment options, we've got you covered. Please reach out to us online, call us, or visit one of our 16 locations across Northeastern Pennsylvania for personalized guidance. At FNCB Bank, we're committed to helping you make informed financial choices. Let us assist you in finding the loan option that best suits your needs.

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Need to talk?

You can speak with one of our friendly customer service representatives by calling us at 1-877-879-3622:

Monday-Friday, 8:30 a.m. – 5:00 p.m. (EST)
Saturday, 9:00 a.m. - 12:00 p.m. (EST)

OUR MISSION: To make your banking experience simply better.

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