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Online Banking

FNCB Bank Debit MasterCard®

Save time when making purchases! Instead of writing a check, use your FNCB Bank Debit MasterCard® — accepted at locations worldwide.



  • 55,000 Surcharge-Free ATMs. Worldwide on the Allpoint Network.
  • 24-hour a day access to your FNCB Bank accounts.
  • Purchase amounts are automatically deducted from your FNCB Bank checking account.
  • Saves time - No need to write checks, present identification or wait for approvals.
  • Get on the go alerts with the free CardValet mobile app.
  • Safe - No need to carry cash.
  • Convenient - Use it everywhere you see the MasterCard® logo and at any ATM displaying ACCEL® or Plus®
  • Make deposits, withdrawals, check account balances and transfer funds between linked accounts at FNCB ATMs.
  • No monthly service fees.
  • All purchases are shown in detail on FNCB Bank Online and your checking account statement.

Download the Debit MasterCard Guide to Benefits

MasterCard® Zero Liability

You pay only for the purchases you have authorized on your MasterCard® card, and you won't be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone, or online.

Sign Up Today

Not an FNCB Bank Debit Card holder? Stop by your local branch or call 1-877-TRY-FNCB to sign-up today!

Need Your PIN Number Reset?

Please call 1-800-757-9848

Lost or Stolen Debit Card?

To report a lost or stolen debit card, please call 1-800-472-3272.


OUR MISSION: To make your banking experience Simply Better!

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