Online Banking

Overdraft Protection

With FNCB Bank Overdraft Protection you can protect yourself against the cost and inconvenience of returned checks.


Savings Overdraft Protection

Simply sign an Overdraft Protection Agreement to activate this service. Once the Agreement is signed, we will automatically transfer funds from your FNCB savings account to your FNCB checking account if activity on the primary checking account will result in a possible overdraft.

Instant Money

Fill out an application for an Instant Money loan. The line of credit will be tied to your checking account for overdraft protection. Funds will be advanced from the credit line and deposited to your checking account in increments of $100, whenever the checking account becomes overdrawn. $5 fee per advance.

Learn More About Instant Money

1/18/22: Our Scranton branch is closed due to a water main break. Our Dunmore and Plains Route 315 offices are fully open. All other locations are open for drive-thru and appointment banking.  LEARN MORE 

Back to Top