Online Banking Solutions

Online Banking Features

Transaction Data

• Account Activity – You can check your account activity, post transactions, or check images at any time of the day.
• Online Bank Statements – Don’t wait for the mail delivery to review and reconcile your account statement! View your statement the day it is created.
• Online Check Images - Your check images can be viewed and printed as soon as they clear.

Bill Pay

• Save money - No need to purchase stamps
• Stop receiving paper bills by utilizing our eBill technology
• Schedule recurring and automatic payments
• Pay from multiple eligible checking accounts.

Purchase Rewards

• Cash-back rewards – Rewards are offered from merchants inside online banking and loaded directly onto your debit card.
• Robust offers – An average of seven monthly offers are made, with more during the holidays.
• No cashback limit – There is no limit to the cashback that can be earned.
• Substantial savings – Rewards range from 8 to 15 percent
• Personalized offers – Cash-back offers are based on your shopping history and spending patterns.

Online Funds Transfer

• Transfer funds online between your accounts at FNCB to and from other financial institutions without visiting a branch or writing a check.
• Set up automatically recurring transfers to plan for money movement needs in advance.
• Choose the speed of the transfer to meet transfer needs.

Manage All of Your FNCB Bank Accounts Seamlessly

• Personal Checking Accounts
• Personal Savings Accounts
• Business Checking
• Business Savings

Sign-up for online banking

Online Banking Frequently Asked Questions

What do I need in order to use FNCB Online Banking?

In order to use FNCB Online Banking you will need an FNCB deposit account and register for FNCB Online Banking.

Can I open a bank account online?

We offer a streamlined application process for PA, NY, and NJ residents that takes just minutes to complete, allowing you to open a checking or savings account from the comfort of your home or office. Our secure online portal protects your personal information throughout the application process. Experience the convenience of online banking tailored to the needs of our community—quick, secure, and designed with you in mind.

Is online banking safe?

Absolutely. Online banking with FNCB Bank is designed with multiple layers of security to protect your financial information and transactions. Our systems are continuously monitored for suspicious activities, and we adhere to stringent data protection regulations to safeguard your privacy. We also offer security features such as account alerts and the ability to temporarily lock your debit card directly from the online banking portal. At FNCB Bank, your safety is our top priority, and we are committed to providing a secure online banking experience that you can trust.

If I make a transfer or withdrawal, how soon are the funds transferred or taken out of my account?

FNCB Online Banking is in real time, which means that as soon as you make a transaction between accounts inside your online banking profile, the results can be seen immediately by viewing the Account Balances screen. 

What is the maximum amount that I can transfer or withdraw at one time?

You can transfer as much as is available in your account.

When I pull a history of my transactions from an account, how many records can I view at once?

The maximum amount of transactions that can be viewed at once is 100. Account history begins 60 days prior to your initial online access.

What information do I need to have ready when I Contact FNCB with a problem or question?

In order for FNCB to assist you as efficiently as possible, try to have the following information available when contacting us:

• Your account name and account number
• For verification purposes, the last 4 digits of the primary account holder’s Social Security number
• A record and code of any error messages that occurred
• A record of the steps that you took up to the error

Who do I contact if I have a problem with my online banking?

The FNCB Customer Care Center can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. EST and on Saturday from 9:00 a.m. to 12:00 p.m. EST at 1-877-879-3622.

I can't access the login screen. Why?

An inability to access the login screen could be the result of not having the correct version of a browser. We recommend using the latest versions of Chrome, Microsoft Edge, Firefox, or Safari.

Need to talk?

You can speak with one of our friendly customer service representatives by calling us at 1-877-879-3622 or reaching out to us via online chat.

Monday-Friday, 8:30 a.m. – 5:00 p.m. (EST)
Saturday, 9:00 a.m. - 12:00 p.m. (EST)