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Online Banking

Online Banking Solutions

Bank when and where it’s convenient for you. It's fast, easy, convenient, secure and, best of all, free!


Online Banking Features

Transaction Data

  • Account Activity – You can check your account activity, posted transactions or check images at any time of the day.
  • Online Bank Statements – Don’t wait for the mail delivery to review and reconcile your account statement! View your statement the day it is created.
  • Online Check Images - Your check images can be viewed and printed as soon as they clear.

Bill Pay

  • Send payments to anyone, anytime, anywhere
  • Save money - No need to purchase stamps
  • Stop receiving paper bills by utilizing our eBill technology
  • Schedule recurring and automatic payments
  • Pay from multiple eligible checking accounts.

Purchase Rewards

  • Cash-back rewards – Rewards are offered from merchants inside online banking and loaded directly on to your debit card.
  • Robust offers – An average of seven offers per month are made, with more during the holidays.
  • No limit – There is no limit to the cash back that can be earned.
  • Substantial savings – Rewards range from 8 to 15 percent
  • Personalized offers – Cash-back offers are based on your shopping history and spending patterns.

Funds Transfer

  • Transfer funds online between your accounts at FNCB to and from other financial institutions without visiting a branch or writing a check.
  • Set up automatically recurring transfers, to plan for money movement needs in advance.
  • Choose the speed of the transfer to meet transfer needs.

Sign-up for online banking

Frequently Asked Questions

What do I need in order to use FNCB Online Banking?

In order to use FNCB Online Banking you will need an FNCB deposit account and register for FNCB Online Banking.

If I make a transfer or withdrawal, how soon are the funds transferred or taken out of my account?

FNCB Online Banking is in real time, which means that as soon as you make a transaction between accounts inside your online banking profile, the results can be seen immediately by viewing the Account Balances screen. 

What is the maximum amount that I can transfer or withdraw at one time?

You can transfer as much as is available in your account.

When I pull a history of my transactions from an account, how many records can I view at once?

The maximum amount of transactions that can be viewed at once is 100. Account history begins 60 days prior to your initial online access.

What information do I need to have ready when I Contact FNCB with a problem or question?

In order for FNCB to assist you as efficiently as possible, try to have the following information available when contacting us:

  • Your account name and account number
  • For verification purposes, the last 4 digits of the primary account holder’s Social Security number
  • A record and code of any error messages that occurred
  • A record of the steps that you took up to the error

Who do I contact if I have a problem with my online banking?

The FNCB Customer Care center can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. EST and on Saturday from 9:00 a.m. to 12:00 p.m. EST at 1-877-879-3622.

I can't access the login screen. Why?

An inability to access the login screen could be the result of not having the correct version of a browser. We recommend using the latest versions of Chrome, Internet Explorer, Firefox, or Safari.

OUR MISSION:  To make your banking experience simply better.

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