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Online Banking

Consumer Loans

Consumer loans from FNCB Bank include personal loans, new and used car loans and personal lines of credit.

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Consumer Loans Comparison Chart

Use the chart below to compare the different consumer loans offered by FNCB Bank side by side. This will help you decide which one is the best fit for you:

Product

Key Features

Compare Products

New/Used Auto Financing

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Fixed rate loans for the purchase of a new or used vehicle.

Personal Loans

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Loans to individuals for vacations, consolidating debt or household needs.

Instant Money

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Line of credit tied to your checking account for overdraft protection.

Automobile Financing

Loan Features:

  • Lease buyout loan.
  • New vehicle financing
  • Used vehicle financing
  • Competitive interest rates which are guaranteed to remain fixed for the loan term.
  • Autodraft feature is available.

We also maintain relationships with many local dealers. If you're buying a vehicle, simply ask your dealer for financing rates and terms through FNCB.

Use our Contact Form, call 1-877-879-3622 or find the FNCB Community Office closest to you to learn more about our Automobile Financing!

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Personal Loans

Fast and convenient financing for home repairs and renovations, vacations, debt consolidation and other household needs.

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Loan Features:

  • Secured and unsecured loans available.
  • Convenient financing terms.
  • Competitive interest rates which are guaranteed to remain fixed for the loan term.
  • Autodraft feature is available.

Use our Contact Form, call 1-877-879-3622 or find the FNCB Community Office closest to you to learn more about our Personal Loans!

Rates Apply NowREQUEST INFORMATION

Instant Money

This is a line of credit that advances funds to cover inadvertent checking account overdrafts or insufficient funds.

Features:

  • Competitive fixed rate.
  • Funds are advanced from this credit line and deposited to your checking account in increments of $100, whenever the checking account becomes overdrawn.
  • Payment and balance information are included on your monthly checking account statement.
  • Monthly payments of principal and interest.
  • Cash advances available in branch.

Use our Contact Form, call 1-877-879-3622 or find the FNCB Community Office closest to you to learn more about our Instant Money Loans!

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Our Mission: To make your banking experience simple better.

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