Personal Platinum Visa®
The Personal Platinum Visa® Card from FNCB Bank lets you choose between a full 1% cash back or the buying power of Platinum benefits.
0% intro Annual Percentage Rate (APR) on purchases and balance transfers for the first seven billing cycles after account opening. Pay no interest on purchases and balance transfers no matter which card you use. Promotion does not include cash advances.
After that, APR for purchases, balance transfers, and cash advances will vary based on Wall Street Prime Rate: Prime + 8.00% for Cash Back and Prime + 10.00% for Platinum accounts.*
Credit cards are issued through ServisFirst Bank. All applications subject to ServisFirst Bank's underwriting guidelines.
A penalty APR of prime + 20.00% may be applied to late payments. Payments are due at least 25 days after the close of each billing cycle. If you are charged interest, the charge will be no less than $2.00. A transaction fee of either $5 or 3%, whichever is greater, will be applied to balance transfers and cash advances. Foreign transactions will be charged 2% of the transaction in U.S. dollars. Up to a $25 fee may be applied to late and returned payments.
*Rates and terms are subject to change without notice.