Reasons To Break Up With Your Bank
Are you wondering how to break up with your bank? Maybe your bank just isn’t keeping up with your financial needs currently. A lot of people make the change from one bank to another to receive more secure and convenient transactions. There are many other reasons why people consider switching banks. If you find yourself experiencing some of the challenges we will list in this blog; it’s time to consider making the switch.
How Hard Is It to Switch Banks?
Switching bank accounts is not as difficult as you may think. If you’ve decided to change from one bank to another, here are some quick tips you can take to make the process easier:
Reasons to Change Banks
There are many financial institutions out there, but not all banks have the same services. Here are the most common reasons people break up with their banks:
Lack of Options and Services
Your bank should have all the support and banking services you need. Most people need basic services, such as mortgages, home equity, small business loans, credit cards, online and mobile banking, and overdraft protection. You might find you need extra services such as Visa credit cards, Zelle, fee-free ATMs, international transfers, and merchant banking (all of which are offered at FNCB Bank). If your bank doesn’t offer these options, it's time to consider making the switch.
Even though many people have switched to online banking, some prefer to have face-to-face discussions about their finances. You may also want to take a quick drive to your bank to make deposits or withdraw money. If your bank isn’t close to you or (isn't open at convenient times for you), it’s time to look for a bank that is closer and has better business operating times.
Note: FNCB Bank has convenient locations across northeastern Pennsylvania with operating times from 9 am - 5 pm on weekdays and Saturdays until 12pm for your convenience.
Inadequate Fraud Protection Fraud
is one of the biggest reasons why people switch banks. Your bank should take every precaution to ensure your privacy and money are always protected. If a bank doesn’t take adequate security measures (such as instant card blocks and replacements), it’s time to make the switch for your protection. FNCB Bank provides a fraud hotline to protect our clients from fraud. Clients can report lost or stolen cards, phishing scams, online scams, and identity theft. If your debit card is lost or stolen, the old card will be blocked and a new card will be issued quickly.
Customer Service Issues
People do not want to go through lengthy processes to get their needed help. If your bank doesn’t have helpful customer service, it can leave you feeling overwhelmed and lost. A bank should provide customer service via email, phone, or even live chat (such as FNCB Bank’s Pennsylvania based, live online support). If you aren’t getting the assistance you require, switch to a bank with better customer service options.
Switch to FNCB Bank
FNCB Bank is one of the best banks to switch to. We offer a variety of banking solutions for customers, protection against unauthorized transactions, and prompt error resolution procedures. It’s 5 simple steps to switch over to FNCB Bank. Speak to our team to set up your new FNCB Bank account, move your deposits to FNCB Bank, and set up your payments. If you need help, our customer care team is here to help you every step of the way. If you want to stop googling how to break up with your bank and are ready to make the shift to a better banking experience, contact FNCB Bank today!