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Link your Wow Maximum Earnings (Wow ME) Checking or Wow Cashback Checking account to a Wow Saver account and watch your balance grow; no budgeting is required. Your Wow ME Checking rewards or Wow Cashback rewards transfer directly to your Wow Saver account!
But it's not just automatic rewards that accelerate the way you save. Top your savings off with high Wow Saver rates and make even more of your money!
Wow Saver Includes:
- Free, high-interest savings account that builds savings automatically
- Automatic transfers of Wow ME Checking rewards or Wow Cashback Checking rewards
- 0.20% APY* on balances up to $25,000
- 0.20% - 0.08% APY* on a portion of balances over $25,000
- 0.01% APY* on all balances if qualifications are not met on Wow ME Checking or Wow Cashback Checking accounts
- No minimum balance to earn interest
- Free online banking
- Free mobile banking
- Free telephone banking
- Send money with Zelle®
It's easy to earn our highest rate!
Qualifying for our Wow ME Checking or Wow Cashback Checking rewards automatically qualifies you for the highest Wow Saver rate.
That’s it! Plus, it's no problem if you miss a qualification cycle. Your account still earns our base interest rate. You can get back to earning your full rewards the very next month you qualify.
FIND A LOCATION REQUEST INFORMATION
Wow Maximum Earnings Checking with Wow Saver
*APY = Annual Percentage Yield is accurate as of 12/19/2022. Rates are variable and may change after account is opened. Minimum to open is $25 for Wow Maximum Earnings (Wow ME) Checking and $25 for Wow Saver. Wow ME Checking rewards will be paid each month in which a customer has: (1.) a minimum of 15 debit card purchases of $5.00 or more post and settle, (2.) monthly account statement delivered electronically through Online Banking in place of paper statements and (3.) at least one Direct Deposit. For Wow ME Checking, if qualifications are met each monthly qualification cycle: (1) balances up to $5,000 receive an APY of 4.00%; and (2) balances over $5,000 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 4.00% to 0.41% APY, depending on the balance. This range assumes a $5,000.01 - $110,000 account balance, although higher balances are accepted. If qualifications are not met in the account, all balances earn 0.01 % APY. Qualifying transactions must post to and settle to the Wow ME Checking account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" begins on the first day of the Statement Cycle and ends on the last day of the Statement Cycle. The advertised Wow ME Checking APY is based on compounding interest.
If the Wow ME Checking account is linked to a Wow Saver account, interest earned in Wow ME Checking account is automatically transferred to Wow Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Wow ME Checking APY. The Wow Saver APYs may be less than Wow ME Checking APYs. If qualifications in Wow ME Checking are met each monthly qualification cycle: (1) balances up to $25,000 in Wow Saver receive an APY of 0.20%; and (2) balances over $25,000 in Wow Saver earn 0.05% interest rate on portion of balance over $25,000, resulting in a range from 0.20% - 0.08% APY, depending on the balance. This range assumes a $25,000.01 - $110,000 account balance, although higher balances are accepted. If qualifications are not met on Wow ME Checking account, all balances in Wow Saver earn 0.01% APY. Wow Saver is only offered with a Wow checking product. Limit one account per Social Security Number.
Wow Cashback Checking with Wow Saver
Minimum to open a Wow Cashback Checking is $25. Wow Cashback Checking rewards will be paid each month in which a customer has: (1.) a minimum of 12 debit card purchases post and settle, (2.) monthly account statement delivered electronically through Online Banking in place of paper statements and (3.) at least one Direct Deposit. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post and settle to the account during the monthly qualification cycle up to a total cash back of $5 per monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more business days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" begins on the first day of the Statement Cycle and ends on the last day of the Statement Cycle. If you do not meet qualifications, a $5.00 disqualification fee will be assessed for that statement cycle.
*APY = Annual Percentage Yield is accurate as of 1/6/2021. Rates are variable and may change after account is opened. Minimum to open a Wow Saver is $25. If the Wow Cashback Checking account is linked to a Wow Saver account, If qualifications in Wow Cashback Checking are met each monthly qualification cycle: (1) balances up to $25,000 in Wow Saver receive an APY of 0.20%; and (2) balances over $25,000 in Wow Saver earn 0.05% interest rate on the portion of balance over $25,000, resulting in a range from 0.20% - 0.08% APY, depending on the balance. This range assumes a $25,000.01 - $110,000 account balance, although higher balances are accepted. If qualifications are not met on Wow Cashback Checking account, all balances in Wow Saver earn 0.01% APY. Wow Saver is only offered with a Wow checking product. Limit one account per Social Security Number.
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