Online Banking

ACH Positive Pay &
Check Positive Pay

Automated fraud detection tools that identify unauthorized transactions before final payment. 

 

ACH Positive Pay and Check Positive Pay

Protect your business against unauthorized or fraudulent transactions with ACH Positive Pay and/or Check Positive Pay. These services allow you to filter or pay ACH and check transactions so only authorized payments will be paid from your accounts.

ACH Positive Pay helps combat fraud associated with your payments. Your business sets up a list of approved vendors that are paid automatically, along with the flexibility of adding expiration dates and filters that cap the amount of money that can be paid to any one vendor. You can also add vendors to the approved list when the first transaction occurs for ease of use. Any transaction that occurs outside of your approved vendors generates an alert so you can decide whether to approve or deny the transaction.

Check Positive Pay helps prevent check fraud and strengthens internal controls by comparing checks presented on your account against the checks you issued. It works by verifying check numbers, dollar amounts and payee then reporting discrepancies back to you. If you identify a fraudulent check in the provided list, simply notify us in your Business Online account by the cutoff time to return the item.

ACH Positive Pay and Check Positive Pay Benefits

  • Reduce your potential exposure to check and ACH fraud.
  • Transactions not meeting your criteria are sent to your Business Online Banking account for your review and approval.
  • Establish alerts in your Business Online Banking to receive exception notifications.
  • Check Positive Pay and ACH Positive Pay Exceptions are decisioned in the same module.
  • Add, edit, and delete rules for incoming ACH debit transactions by Originator.

If you want to learn more about our ACH Positive Pay or Check Positive Pay services and how they can help your business, visit an FNCB Bank near you or BOOK AN APPOINTMENT with Kim Cullen.

Kimberly Cullen - new

Kimberly Cullen

Assistant Vice President

Treasury Sales Officer

570-348-6450

kimberly.cullen@fncb.com

Book an Appointment 

Our mission is to make your banking experience simply better.

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