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Online Banking

Home Possible®

If you're currently a little low on savings, your dream of becoming a homeowner can still come true with FNCB Bank!


Home Possible® Mortgages offer outstanding flexibility and options to meet the home financing needs of those with low down payments, including first-time homebuyers, move-up borrowers, retirees, families in underserved areas, and low-to moderate-income borrowers.

  • Low down payment option
  • Stable monthly mortgage payments
  • Fixed Rates available
  • Reduced mortgage insurance coverage levels
  • No cash-out refinancing

Recommended if:

  • You have limited funds for a down payment
  • Your income is at or below the median household income in your area
  • You're purchasing property in an underserved area

Our Mission: To make your banking experience simply better.

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