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Wow Mortgage
LOAN SALE!

Be mortgage free in as little as 7 1/2 years!

 

7 1/2 YEAR FIXED
2.753% APR1

19 1/2 YEAR FIXED
3.251% APR1

  • Available in 7 1/2, 10, 14 1/2 and 19 1/2 year terms.
  • No Points
  • Purchase or Refinance
  • Easy, user friendly application process.

    START HERE

Or visit any FNCB Community Office or call 1-877-879-3622.

1WOW Mortgages are available on 1st lien, 1-4 family owner occupied primary residence or vacation homes with a minimum loan amount of $25,000. Annual Percentage Rates (APRs) range from 2.753% for 7½ years with a monthly payment of $12.31 per $1,000 borrowed to 3.501% for 19½ years with a monthly payment per $1,000 borrowed of $5.90. Payments disclosed do not include taxes & insurance. If you choose to establish an escrow account, the actual payment obligation will be greater. Advertised APRs require loan amount not to exceed 80% of the value of the property and borrowers must meet specific underwriting criteria. Optional rate lock fee of $200 is payable at application. Property insurance is required; flood insurance may be required if applicable. Title insurance may be required with WOW Mortgages over $100,000.00. Rates reflect a 0.25% reduction for loan payments being auto drafted from an FNCB checking account. Loan terms are accurate as of 12/22/20 and are subject to change without notice. All loans are subject to credit approval. 

Our Community Offices are open for your banking needs. For a complete list, click HERE.

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