Personal Checking Accounts

A personal checking account is a fundamental banking product for most people. But not everyone's checking account needs are the same. Some people simply need a basic, no-frills checking account at the lowest cost, while others want to earn interest or cash back on their checking account funds or debit card purchases. Here at FNCB, we offer a wide range of different kinds of checking accounts to meet every need. This is one more reason why we're simply a better bank.

Click to see a comparison chart of the Checking Accounts that we offer.

  • Relationship Checking – We’ll have you at hello.
  • Wow Maximum Earnings (ME) - Free checking with high interest
  • Wow Cashback - Get cash back on Debit Card purchases
  • Senior Checking - Designed just for seniors
  • Simply Basic Checking - Simple, no-frills checking
  • Student Checking - For students 14-25 years of age
  • NOW Checking - Earn interest and more
  • Simply Money Market - Checking with tiered interest
  • Relationship Money Market - Higher rates for higher balances
  • Opportunity Checking - We believe in second chances
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