Use the chart below to compare the different checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:
|Type of Account||Minimum to Open||Monthly Maintenance Service Charge||Interest||Why Choose This Account|
|Relationship Checking||$25||$20 if qualifications not met||Yes||Earn interest and get preferred rates on CDs and Money Markets.|
|Wow Maximum Earnings (ME)||$25||None||Yes, tiered rate||Earn 2.75% APY on balances up to $5,000 when qualifications are met.|
|Wow Cashback Checking||$25||None. A Disqualification Fee of $5.00 applies each statement cycle that eligibility requirements are not met.||No||Earn 3% cash back on your FNCB Debit Card purchases up to $200.00.|
|Senior Account (for +55)||$25||None||Yes||Interest bearing account with no monthly fees.|
|Simply Basic Checking||$25||None||No||No monthly maintenance service fees and no minimum balance requirements|
|Student Checking||$25||None||No||No minimum balance and nationwide ATM fee refunds up to $7.50|
|NOW||$25||$10 - No charge if a daily balance of $1,500 is maintained.||Yes||Unlimited check writing and the account pays interest.|
|Relationship Money Market||$25||$12.50 if balance falls below $2,500 any day of the statement cycle.||Yes||Earns higher rates for higher balances.|
|Simply Money Market Account||$25||$12.50 if balance falls below $2,500 any day of the statement cycle.||Yes, tiered rate structure.||Earns interest with higher returns on higher balances.|
|Opportunity Checking||$10||$5.00 with monthly direct deposit.
$10.00 without monthly direct deposit.
$5.00 if paper statement is requested.
|No||We believe in second chances. Opportunity Checking is designed to give you a fresh start from past financial mistakes, and a chance to rebuild your credit.|