With FNCB Overdraft Protection you can protect yourself against the cost and inconvenience of returned checks.
Savings Overdraft Protection
Simply sign an Overdraft Protection Agreement to activate this service.
Once the Agreement is signed, we will automatically transfer funds from
your FNCB savings account to your FNCB checking account if activity on
the primary checking account will result in a possible overdraft.
There is no charge for these transfers.
Fill out an application for an Instant Money loan. The line of credit
will be tied to your checking account for overdraft protection. Funds
will be advanced from the credit line and deposited to your checking
account in increments of $50, whenever the checking account becomes