1Minimum deposit to earn the advertised Annual Percentage Yield is $25,000. APY on balances below $25,000 is 0.70%. Periodic interest is compounded quarterly and credited monthly. At maturity, CD will automatically renew at a 36 month term at the prevailing rate. APY is accurate as of 7/30/2018 and applies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at any time. Penalty may be imposed for early withdrawal. CD must be opened with new money not currently on deposit with FNCB Bank. Offer ends September 15, 2018.