A personal checking account is a fundamental banking product for most people. But not everyone’s checking account needs are the same. Some people simply need a basic, no-frills checking account at the lowest cost, while others want to earn interest or cash back on their checking account funds or debit card purchases. Here at FNCB, we offer a wide range of different kinds of checking accounts to meet every need. This is one more reason why we’re simply a better bank.
Click here to see a comparison chart of the Checking Accounts that we offer.
Almost everyone likes getting cash back, so this account pays 1% cash back on all FNCB Debit Card purchases up to $500. It also refunds nationwide ATM fees, and there are no monthly maintenance fees.
Cash Back rewards will be paid for each qualification cycle in which these three requirements are met:
Cash back rewards will be equal to 1% of your total debit card transactions up to a maximum of $500.00 in transactions per qualification cycle. The maximum monthly cash reward is $5.00.
ATM Fees will be refunded up to $7.50 per statement cycle. If you do not meet the eligibility requirements during a qualification cycle, you will not earn cash rewards or receive ATM reimbursements for that cycle. You will remain eligible for rewards in the next qualification cycle.
If you are 55 years of age or older, this could be the right checking account for you. You’ll receive unlimited check-writing privileges, pay no monthly service fees, and enjoy a wide range of free services.
Just as the name implies, this is a simple, no-frills checking account that’s free of charge. There’s no minimum balance requirement or monthly service fee and you’ll enjoy unlimited check writing.
FNCB Student Checking is designed for students 14-25 years of age, or those still enrolled in school, and features nationwide ATM fee refunds plus easy mobile and online account access. It’s the perfect account to take with you — no matter where you go to school.
Earn a competitive interest rate and enjoy unlimited check-writing privileges with FNCB’s NOW Checking Account. You’ll also enjoy a wide range of free services with this account.
Enjoy the convenience of payroll direct deposit and earn interest on your checking account balances with FNCB’s Workplace Banking Account. You’ll also enjoy unlimited check-writing privileges and pay no monthly service fees.
This money market account pays competitive interest rates and also offers limited check-writing abilities. Interest rates are tiered — the higher your balance, the higher your potential rate.