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Personal Checking Accounts Comparison Chart

Use the chart below to compare the different checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:

Type of Account Minimum to Open Monthly Service Fees Interest Why Choose This Account
Simply Cashback $100 $5.00 for every statement cycle the account does not meet eligibility requirements. No Earn 1% cash back on your FNCB Debit Card purchases up to $500.00 and nationwide ATM fee refunds up to $7.50.
Senior Account (for +55) $0 None Yes Interest bearing account with no monthly fees.
Simply Free Checking $0 None No No monthly service fees and no minimum balance requirements
Student Checking $0 None No No minimum balance and nationwide ATM fee refunds up to $15
NOW $0 $10 - No charge if a daily balance of $1,500 is maintained. Yes Unlimited check writing and the account pays interest.
Workplace Banking Account $0 None Yes With the direct deposit of your paycheck, this account will earn interest with no monthly fees.
Simply Money Market Account $0 $12.50 if balance falls below $2,500 any day of the statement cycle. Yes, tiered rate structure. Earns interest with higher returns on higher balances.
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