Simply a better bank.TM

FNCB Debit MasterCard®

Save time when making purchases! Instead of writing a check, use your FNCB Debit MasterCard®. The FNCB Debit MasterCard® is accepted at locations worldwide.


  • 24-hour a day access to your FNCB accounts.
  • Purchase amounts are automatically deducted from your FNCB checking account.
  • Saves time – No need to write checks, present identification or wait for approvals.
  • Safe – No need to carry cash.
  • Convenient – Use it everywhere you see the MasterCard® logo and at any ATM displaying ACCEL® or Plus®
  • Make deposits, withdrawals, check account balances and transfer funds between linked accounts at FNCB ATMs.
  • No monthly service fees.
  • All purchases are shown in detail on FNCB Online and your checking account statement.

Download the Debit MasterCard Guide to Benefits

MasterCard® Zero Liability

  • You pay only for the purchases you have authorized on your MasterCard® card, and you won't be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone, or online.

Sign Up Today
Not an FNCB Debit Card holder? Stop by your local branch or call 1-877-TRY-FNCB to sign-up today!


To report a lost or stolen debit card, please call 1-800-472-3272.

*For additional information on the benefits of your Enhanced FNCB Debit MasterCard® please visit the MasterCard® website at


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