Many companies want to maximize the return on their excess business
cash. FNCB can help you accomplish this with our business savings
accounts and certificates of deposit (CDs). These investment vehicles
enable you to earn competitive rates of return on excess business
funds while still maintaining the liquidity you need for daily working
Money invested in FNCB business savings accounts and CDs is insured
by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.
Click the links below to learn more about the business savings account
and CD options available from FNCB:
to see a comparison chart of the Business Savings Accounts that
Click here to see
a comparison chart of the Business Certificate of Deposits that
Your business will receive a guaranteed fixed
interest rate on savings for the term of this CD,
which ranges from three months to five years. This
provides you with a degree of certainty with regard
to the return on your investment.
Minimum deposit amount is $1,000.00.
Wide variety of terms.
Account offers a guaranteed fixed rate for
the term of the CD.
Interest compounds quarterly.
Interest can be credited to the CD or to
a FNCB checking or savings account or paid by
CDARS — Access
to multi-million-dollar FDIC insurance
CDARS® is one of the safest and smartest investment
vehicles for investors looking to protect their
large-dollar investments while earning CD-level
returns that may compare favorably to Treasury and
CDs placed through CDARS offer investors (including
institutional investors, such as corporations, foundations,
Access to multi-million-dollar FDIC insurance;
The ease of working through one trusted
relationship, earning one rate per maturity,
and receiving consolidated statements;
The ability to forego ongoing collateral
The power of daily compounding; and
A finite maturity date (in contrast to auction-rate
or some adjustable-rate securities).
Investing through CDARS can be a strong alternative
to Treasuries. Like Treasuries, FDIC insurance is
backed by the full faith and credit of the U.S.