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Business Checking Accounts Comparison Chart

Use the chart below to compare the different business checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:


Type of Account Monthly Service Fees Interest Why Choose This Account
Simply Small Business Checking A $0.35/item charge will be assessed on any item above a combined amount of 350 checks deposited/paid, ACH debits/credits and deposit tickets per statement cycle. No No monthly maintenance fee, no minimum balance, Free Online and Bill Payment.
Simply Small Business Checking Plus None No Merchant Services preferred pricing. Remote Deposit Capture.
Business Checking Fees can be offset by Account Earnings Credit.
Monthly maintenance fee of $15
$ .15 for each check deposited during statement cycle
$ .20 for each check paid during statement cycle
$ .40 for each deposit ticket processed during statement cycle
$ .15 for each ACH transaction processed during statement cycle
No FNCB Business Online and FNCB Business Debit Card are available.
NOW $10
No charge if a daily balance of $1,500 is maintained.
Yes Unlimited check writing and the account pays interest. Not all business entities are eligible for this account. Check with one of our branch offices for eligibility requirements.
Simply Money Market $12.50 if balance falls below $2,500.00 any day of the statement cycle. Yes, tiered rate structure Earns interest with higher returns on higher balances.
IOLTA No monthly service charge if a daily ledger balance of $1,500 is maintained. If balance falls below $1,500, then a $10 monthly fee will apply. Yes Checking account for attorneys and law firms.
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