Online Banking

HELOC Special Offer

  • 2.99% APR1. Fixed rate for 3 months.
  • 3.50% APR1. Variable rate after 3 months.
  • 10 year draw period2.

Use your home's equity for:

  • Home improvement
  • College tuition
  • Dream vacation
  • Debt consolidation

Home Equity Line of Credit

Once you’re approved, you can easily access funds up to your pre-approved credit limit. This gives you maximum flexibility to borrow money quickly when you need it.

Loan Features

  • 10-year draw period followed by a 15-year repayment period.
  • Access funds via online transfer, check or in-person.
  • Principal plus interest payments during the draw period.
  • Borrow up to 90% of the equity in your home.
  • Available for 1-4 family owner-occupied primary or vacation homes.

Visit our Mortgage Home today or call 1-877-879-3622 to make an appointment.

Rates Start Here

All loans subject to credit approval.


1Initial Annual Percentage Rate (APR) will be 2.99% fixed for the first 3 months and will adjust to a variable rate thereafter. The variable rate will be equal to the Wall Street Journal National Prime Rate (currently 3.25% as of 5/18/2020 and subject to change monthly), minus a margin of 0.25% with a floor rate of 3.50% in effect. Advertised APR is available to borrowers meeting specific underwriting criteria including a minimum credit score of 720 and a minimum line of credit of $10,000.00 in new money. Additional rates are available and range from the Wall Street Journal National Prime Rate minus a margin of 0.25% to the Wall Street Journal National Prime Rate plus a margin of 0.50%. The minimum APR ranges from 3.50% to 4.00% and the maximum APR is 18.00%. APRs include only interest and no other costs. Available on 1-4 family owner occupied primary residence and vacation homes. Line amount may not exceed 90% of the value of the property. Property insurance is required; flood insurance may be required if applicable. Title insurance may be required for lines greater than $100,000.00. Third party fees to open a line of credit range from $850-$1285 depending on property location. There is an annual recurring fee of $50.00 (due each year during draw period).

2Loans feature a 10-year draw period followed by a 15-year repayment period. All loans are subject to credit approval. Additional rates and terms are available. Loan terms are accurate as of 5/18/20 and are subject to change without notice. Consult a tax advisor regarding the deductibility of interest. NMLS #410367. Member FDIC. Equal Housing Lender.

Our Hazleton Community office is open for drive-thru and appointment only. All other community offices are open with mask and social distancing policies in place. LEARN MORE


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