Use the chart below to compare the different business checking accounts offered by FNCB side by side. This will help you decide which one is the best fit for you:
|Type of Account||Monthly Service Fees||Interest||Why Choose This Account|
|Simply Small Business Checking||A $0.35/item charge will be assessed on any item above a combined amount of 350 checks deposited/paid, ACH debits/credits and deposit tickets per statement cycle.||No||No monthly maintenance fee, no minimum balance, Free Online and Bill Payment.|
|Simply Small Business Checking Plus||A $0.35/item charge will be assessed on any item above a combined amount of 350 checks deposited/paid, ACH debits/credits and deposit tickets per statement cycle.||No||Merchant Services preferred pricing. Remote Deposit Capture.|
|Business Checking||Fees can be offset by Account Earnings Credit.
Monthly maintenance fee of $15
$ .15 for each check deposited during statement cycle
$ .20 for each check paid during statement cycle
$ .40 for each deposit ticket processed during statement cycle
$ .15 for each ACH transaction processed during statement cycle
|No||FNCB Business Online and FNCB Business Debit Card are available.|
No charge if a daily balance of $1,500 is maintained.
|Yes||Unlimited check writing and the account pays interest. Not all business entities are eligible for this account. Check with one of our branch offices for eligibility requirements.|
|Simply Money Market||$12.50 if balance falls below $2,500.00 any day of the statement cycle.||Yes, tiered rate structure||Earns interest with higher returns on higher balances.|
|IOLTA||No monthly service charge if a daily ledger balance of $1,500 is maintained. If balance falls below $1,500, then a $10 monthly fee will apply.||Yes||Checking account for attorneys and law firms.|