New & Used Equipment Loan & Lease Program
Welcome to 1st Equipment Finance, by FNCB Bank. Equipment financing is a Trillion dollar industry and we recognize how important it is for Equipment Vendors and Manufacturers to offer a reputable finance option to sell more equipment.
As a finance partner, we want to help make the equipment purchase more affordable for your customer, give them a reason to say yes to purchasing your equipment and stop them from shopping and buying elsewhere.
1st Equipment Finance understands equipment and the value in partnering with the right lender. Our seasoned sales and management team has over 150 years combined experience in vendor equipment finance and have developed long-term relationships with vendors and commercial customers in much of the US. Our professional support staff is knowledgeable and customer service oriented so you will always receive a quick response.
Partnership is a two-way street!
Through the years, we have built trust with our customers, and are frequently asked to assist them in choosing a vendor. We are happy to recommend the reputable dealers we partner with knowing the purchase and financing process will be smooth and hassle fee.
Equipment Types: Construction, Commercial Vehicles, Manufacturing, Cranes, Recycling, Masonry, Landscaping, Technology and much more.
Finance Programs:
- Loans
- Leases
- $1.00 Buyout (Capital Lease).
- TRAC: Residual Lease for Commercial Vehicles.
- PUT – Purchase Upon Termination Residual.
- Purchase Options: Fixed Purchase at lease end.
- FMV – Fair Market Value Lease Purchase Option.
- Municipal Loans and Leases
Program Highlights:
- Vendor Incentive Program.
- Assigned Professional Sales Representative.
- Terms up to 72 months.
- 100% financing.
- “Application Only” up to $350K.
- Seasonal or Skip Payments available.
- 24 Hour credit decisions with complete application.
- E-docs & fully electronic from application to wire funding process.
- Competitive rates.
- Buydown rate programs.
- Payment quoting assistance.
- Personal service from application to funding.
- Municipal Financing Available: Lease and Loan.
REQUEST INFORMATION
1st Equipment Finance 1625 Wyoming Ave. | Exeter, PA | 18643 1-844-449-4448 1stequipmentfinance@fncb.com
Members of Equipment Lease & Finance Association
Get direct access to our team for a smooth equipment finance experience.
Gary P. Cook
Executive Vice President
Equipment Finance Officer
570-602-2552
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Donna Yanuzzi
Senior Vice President
Director, Equipment Finance
570-274-7744
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Charlie Jones
Senior Vice President
Equipment Credit Officer
570-602-2548
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Gary Cook
Vice President
Equipment Sales Officer
570-274-1303
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Tony Galante
Vice President
Equipment Sales Officer
412-260-4966
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Melissa Hilpp
Vice President
Equipment Operations Manager
570-602-2553
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Jeffrey Cook
Vice President
Equipment Credit Analyst
570-602-2550
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Susan Kalinay
Equipment Sales Coordinator
570-602-2549
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Gena Mae Berta
Equipment Administrative Specialist
570-602-2554
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