FNCB Bank Earns 5-Star Rating from BauerFinancial

Rating by Independent Research Firm Puts FNCB in Superior Category

BauerFinancialDunmore, PA, December 8, 2016/Globe Newswire/- FNCB Bancorp, Inc. (OTCQX:FNCB), announced that BauerFinancial, the nation’s leading independent bank and credit union rating and research firm, has rated its wholly-owned subsidiary, FNCB Bank a 5-Star (“superior”) institution on a scale of 0 to 5. The 5-star rating places FNCB Bank on Bauer’s prestigious list of recommended financial institutions.

BauerFinancial uses a number of variables to determine star ratings including capital ratio, profitability/loss trend, level of delinquent loans, charge offs, repossessed assets, market versus book value of the investment portfolio, regulatory supervisory agreements, community reinvestment rating (CRA), historical data and liquidity.

“A 5-Star rating is an outstanding achievement and indicates that FNCB Bank is one of the strongest banks in the nation, excelling in such areas as capital, loan quality and profitability,” said Gerard A. Champi, FNCB Bank President and CEO. “Our superior rating reinforces our commitment to maximize long-term earnings with sound risk management practices.”

BauerFinancial, Inc., Coral Gables, Florida, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star-ratings by visiting www.bauerfinancial.com.

About First National Community Bancorp, Inc.

FNCB Bancorp, Inc. is the bank holding company of FNCB Bank, which provides personal, small business and commercial banking services to individuals and businesses throughout Northeastern Pennsylvania through its 19 branch offices. The institution was established as a National Banking Association in 1910 as The First National Bank of Dunmore, and had been operating under the name First National Community Bank from 1988 through June 2016. Effective June 30, 2016, the institution changed its name to FNCB Bank upon its conversion from a national charter to a Pennsylvania state charter. For more information about FNCB, visit www.fncb.com.

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