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New & Used Commercial Equipment Financing

If you need equipment to expand your business, upgrade older equipment or replace unexpected unrepairable equipment quickly, 1st Equipment Finance can help.


 1st Equipment Finance logo2

Loan & Lease Program

We offer a competitive loan and lease product for businesses in need of purchasing equipment. Although we specialize in construction, commercial vehicle, manufacturing and IT, we welcome all equipment type requests. We can customize a loan or lease transaction to meet your business operating structure as well as your accounting needs.

Our seasoned team of equipment finance lenders work closely with you and your vendor gathering all that is needed to complete the purchase and financing process. In most cases you will have a credit decision within 24 hours allowing for fast delivery of your equipment.

Looking for Equipment?

We can put you in touch with vendors to help find the equipment you need and make your purchase smooth and hassle free.

Program Highlights

  • New and Used Equipment.
  • Competitive Rates.
  • Terms up to 72 months.
  • 100% Financing.
  • “Application only” up to $350K.
  • E-docs (fully electronic process if needed).
  • Seasonal and Skip Payment plans available.
  • Municipal Lease and Loan Financing Available.


1st Equipment Finance
1625 Wyoming Ave. | Exeter, PA | 18643

Members of Equipment Lease & Finance Association

Get direct access to our team for a smooth equipment finance experience.


Gary P. Cook

Executive Vice President

Equipment Finance Officer



Donna Yanuzzi

Senior Vice President

Director, Equipment Finance



Charlie Jones

Senior Vice President

Equipment Credit Officer


 Gary Cook

Gary Cook

Vice President

Equipment Sales Officer


Anthony Galante 

Tony Galante

Vice President

Equipment Sales Officer


Melisssa Hilpp

Melissa Hilpp

Vice President

Equipment Operations Manager


 Jeffery Cook

Jeffrey Cook

Vice President

Equipment Credit Analyst


Susan Kalinay

Susan Kalinay

Equipment Sales Coordinator


Gena Mae Berta

Gena Mae Berta

Equipment Administrative Specialist


Our mission is to make your banking experience simply better.

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